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Born in 1958

Women in this cohort were affected by the SPA equalisation timetable. Here is what your forecast looks like in 2026/27 terms.

Your cohort at a glance

State Pension Age
65y 4m to 66
Likely SPA year
2024
Scheme
Basic (or transitional new)
Basic SP 2026/27
£9,614.80/yr
£184.90/wk

What this means for you

Women in this cohort were affected by the SPA equalisation timetable. The headline 2026/27 figure quoted above assumes you reached SPA before April 2016 and are on the basic scheme; many will also have SERPS or S2P top-ups stacked on top1.

You have already reached or are at SPA. Check whether any back-years remain eligible.2

What to do next

  1. Get your gov.uk forecast via the check vs claim guide
  2. Identify any NI gaps via your gov.uk NI record3
  3. Model the impact of voluntary contributions on the homepage calculator
  4. Before paying, call the Future Pension Centre to confirm impact

Adjacent cohorts

By Oliver Wakefield-Smith, Founder, Digital Signet.
Rates current for 2026/27 · Verified Q2 2026 · Next refresh after Autumn Budget 2026