Tax year 2026/27 · DWP rate sheet1
Your State Pension amount, on one card.
Slide your qualifying years, toggle contracted-out, see your £/week and £/year live. Then save the card and send it to your spouse. We calculate, gov.uk confirms.
Years you were in a workplace, personal or stakeholder pension that contracted out before April 2016.
Class 3 at £923/year per year bought.
State Pension Forecast2026/27
Shortfall vs full SP
£206.83per week
£10,755.09per year
Full new State Pension
£241.30 / wk
Your weekly shortfall
£1,792.51 per year
£34.47 / wk
Effective qualifying years
30 of 35
Buy-back cost (Class 3)
2 years × £923
£1,846.00
Payback period after SPA
2y 7m
20-year lifetime gain
£14,340.11
010 (minimum)35 (full)
Banked (28)Buying (2)Full pension at 35
Statepensionamount.co.uk · Modelled, not official · Confirm at gov.uk
Direct answer
The full new State Pension for 2026/27 is £241.30 per week (£12,547.60 per year), paid every 4 weeks2. You need 35 qualifying NI years to get the full amount, and at least 10 to get anything at all3. Your exact figure depends on your NI record and any contracted-out years before April 2016.