Pension Credit calculator
Indicative only. If the answer is non-zero, run the official gov.uk calculator next.
Pension Credit calculator
Guarantee floor
£227.10/wk
Notional income from savings
£1/wk per £500 over £10,000
£0/wk
Reckonable income
£195.00/wk
Pension Credit top-up
£32.10/wk
Indicative only. The DWP calculator is the official tool; this exists so you can sanity-check the magnitude before applying.
Even £1/wk of Pension Credit unlocks passported benefits: Housing Benefit, Council Tax Reduction, NHS dental, the Warm Home Discount, and the free TV Licence over 751.
By Oliver Wakefield-Smith, Founder, Digital Signet.
Rates current for 2026/27 · Verified Q2 2026 · Next refresh after Autumn Budget 2026